In France, mutual insurance prices are expected to experience a record increase in 2024. Individual mutual insurance companies could see their prices increase by 9 to 11%, while collective contracts, taken out by companies for their employees, could see an increase of 8 to 11%. 12.5%.
This increase is mainly due to two factors. First, reimbursements increased significantly in 2022. Secondly, the “100% health” reform, which aims to make certain care completely free for patients, led to additional expenses for mutual insurance companies.
However, this increase in prices poses a major problem. Indeed, it may not be sustainable in the long term for some retirees. The latter, often on fixed incomes, could have difficulty coping with these successive increases.
It is therefore essential to find solutions to guarantee access to care for all, while ensuring the financial viability of mutual societies. This could involve a reform of mutual insurance companies, better coverage by Social Security, or even raising patient awareness of the importance of prevention to limit health expenses.
 Sophie de Duiéry
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19/12/2023 | 
